San Francisco / Hillsborough

Heat pump installation in Hillsborough, CA - rebates, sizing and local data

Hillsborough in San Mateo County

Hillsborough has 11,099 residents (give or take 24) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US0633798, checked 2026-10-19), about 1,800 people per square mile.

Hillsborough is about 39 miles from the Census center point for San Francisco in a straight line and covers 6.166 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).

The quote form takes a ZIP code; for Hillsborough that is 94010 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).

Fuel mix

Of the 3,610 occupied homes in Hillsborough, 78% heat with natural gas, 0% with heating oil, 19% with electricity and 1% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US0633798, checked 2026-10-19).

Gas heats 78% of Hillsborough against electricity at 19%, and a cold-climate heat pump sized for this market replaces the gas system outright, so the usual quote is a whole-home install.

Hillsborough has about the San Mateo County oil share of 0% and 13 points less electric heat than the county's 32% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US06081, checked 2026-10-19).

Housing stock

Hillsborough has 3,821 housing units, 11% built before 1940 and 74% before 1980, with 12% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US0633798, checked 2026-10-19).

Hillsborough tracks San Mateo County on housing age, with the county at 9% pre-1940 and 12% post-2000 (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US06081, checked 2026-10-19).

The median Hillsborough home was built in 1970 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US0633798, checked 2026-10-19) and the median home has 10 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US0633798, checked 2026-10-19).

99% of Hillsborough homes are single-family detached, 0% are in two- to four-unit buildings and 0% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US0633798, checked 2026-10-19).

With 99% detached houses and 0% in small multi-family buildings, a Hillsborough quote is usually one or two outdoor units with ducted or ductless heads sized room by room. With 7% of Hillsborough homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US0633798, checked 2026-10-19), the landlord signs the quote in many of them.

Hillsborough has 44 points more detached houses than San Mateo County overall (55%) and 29 points fewer five-plus-unit buildings than the county's 29% (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US06081, checked 2026-10-19).

Only 7% of Hillsborough homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US0633798, checked 2026-10-19), so nearly every quote here is the resident talking to the installer directly, and the rebate goes to the person living in the house.

74% of Hillsborough homes were built before 1980 and only 12% in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US0633798, checked 2026-10-19), so most of the stock predates modern insulation codes; the installer's heat-loss calculation, not a square-footage rule, decides the tonnage.

Rebate path

No electric utility is on file for Hillsborough on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.

Median household income in Hillsborough is $250,001 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US0633798, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.

Cold-day number

Heating design temperature: 29F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), San Mateo County row, 99% heating, PDF pages 11 to 13 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.

That 29F figure is the San Mateo County cold-day number a Hillsborough heat pump is sized against, so ask the installer to show the system's heating output at 29F, not at the milder rating-label temperature.

Next step

Ask whether the quote is whole-home or partial-home, because with 78% of Hillsborough on gas and 19% already electric the two paths carry different rebate figures and different sizing.

Ask for the heat-loss calculation room by room; the median Hillsborough home has 10 rooms and was built around 1970, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.

The form on this page is the follow-up for Hillsborough. The public number is the number the contractor quotes from.

No local contractor is named on this door for Hillsborough yet. A request from this page goes to the first licensed shop that takes the door.

Where should the follow-up go?

We will follow up by email. No calls.

No spam, no sold information. One follow-up about exactly this request.